Gradual Tuition Fee Program (GTFP)
Providing Financial Support for Student Success
GTFP is dedicated to helping students access the education they deserve without the financial burden. Here’s how our process works:
- APPLICANT:
must be a student of an institute that is on our panel.
- SECOND SEMESTER:
Eligible students must be in their second semester or higher.
- GOOD ACADEMIC STANDING:
Applicant must have good CGP in the first semester.
Step 1: Apply Online
Begin by completing our straightforward online application form. Provide essential details about yourself and your educational plans.
Step 2: Submit Required Documents
- Submit necessary documents, such as:
- Scanned copy of your valid CNIC (both front and back)
- A recent photograph
- Scanned copy of the current educational fee invoice or challan
- Bank statements:
- Must be from your main bank account
- Should include at least the past year
- Can be submitted as either digital copies or stamped paper statements
Step 3: Quick Review and Approval
Our team reviews your application and documents within three business days. If additional information is needed, we will promptly reach out to you.
Step 4: Loan Approval and Agreement
Once your application is approved, we will send you a loan agreement outlining the terms and conditions. Review and sign the agreement to proceed.
Step 5: Direct Disbursement to Your Institution
After signing the agreement, the funds will be directly disbursed to your educational institution, ensuring your tuition fees are paid on time.
Step 6: Start Your Studies with Peace of Mind
With your tuition covered, you can focus entirely on your education. Our support doesn’t stop here; we offer ongoing financial counseling to help you manage your finances effectively.
Step 7: Flexible Monthly Repayments
Repayment begins after your course completion or as agreed in the loan terms. Enjoy flexible monthly repayment plans tailored to your financial situation, making it easier to manage post-graduation.
Frequently Asked Questions
- Who is eligible to apply for GTFP?
- Students who have a good debt management history and are currently enrolled in an accredited educational institution on our panel are eligible to apply.
- What documents are needed to prove eligibility?
- You will need to provide a scanned copy of your valid CNIC (both front and back), a recent photograph, proof of enrollment, a scanned copy of your current educational fee invoice or challan, and bank statements from your primary bank account covering at least the past year. These statements can be digital or stamped paper-based.
- How do I apply for the program?
- To apply for GTFP, visit our website and complete the online application form. Provide all necessary details and upload the required documents to support your application.
- What are the steps involved in the application process?
- The application process involves:
- Filling out the online application form.
- Submitting necessary documents.
- Waiting for our team to review your application and documents within three business days.
- Signing the loan agreement upon approval.
- Receiving direct disbursement of funds to your educational institution.
- How long does it take to get approved?
- Our team reviews your application and documents within three business days. You will be notified promptly if additional information is required.
- When and how will the funds be disbursed to my institution?
- Once your loan is approved and you have signed the loan agreement, the funds will be directly disbursed to your educational institution to ensure timely payment of your tuition fees.
- When does repayment start?
- Repayment begins after you complete your course or as agreed upon in the loan terms. Specific details will be outlined in your loan agreement.
- What are the available repayment options?
- We offer flexible monthly repayment plans tailored to your financial situation. You can choose the plan that best fits your budget.
- Can I repay my loan early without penalties?
- We encourage the parents to pay as per plan. But it may vary in exceptional cases.
- What is the operating cost?
- Our operating cost is 2.4% per month, making it one of the lowest in the market. This helps ensure that your repayments are affordable.
- Are there any hidden fees or charges?
- No, there are no hidden fees or charges.
- Who can I contact for help with my application?
- Our dedicated support team is available to assist you with any questions or concerns. You can contact us via the “contact us” button on the website or you can email us your query at (email), and we will be happy to help.
Gradual Tuition Fee Program (GTFP)
GTS is an innovative financial assistance initiative designed to empower students in their educational pursuits by removing financial barriers. With a competitive Operating Charges rate of just 2.89% per month, flexible monthly repayment plans, and no collateral required, GTS provides a supportive pathway for students to achieve their academic dreams. By directly disbursing funds to educational institutions, we ensure timely payment of tuition fees, allowing students to focus on their studies without the burden of financial stress. Our commitment is to make quality education accessible and attainable for all deserving students.
+92 333 1195 106
You can call us on this number or leave a message on WhatsApp using this number.
Ready to Get Started?
Take the first step towards securing your education. Apply Now and empower your future with GTFP.